Terms of Service
Effective Date: 08/08/2025
This User Agreement (“Agreement”) is a binding contract between you (“you” or “User”) and StoneBit Ltd., a company incorporated under the laws of the British Virgin Islands (“Pebbles,” “we,” “our,” or “us”). This Agreement governs your use of the Pebbles application, website, and any associated services (collectively, the “Services”).
By using or accessing the Services, you agree to be bound by the terms of this Agreement. If you do not agree to this Agreement, do not use the Services.
1. Eligibility and Account Access
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You must be at least 13 years old (or the minimum age of digital consent in your jurisdiction) to use Pebbles.
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You may use Pebbles without creating an account by connecting a supported self-custodial wallet.
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If you provide an email address or other login method, you agree to provide accurate and complete information.
2. Use of Services
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Pebbles allows users to send and receive voluntary micro-transfers such as tips and donations.
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All transfers are at your sole discretion and risk. Pebbles is not responsible for verifying recipient identity.
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Future features, such as stablecoin-based savings vaults, may require additional terms of use and user consent.
3. Self-Custodial Wallet Use
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Pebbles is a non-custodial application. You retain full control and responsibility over your wallet and funds.
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We do not store private keys, seed phrases, or access credentials.
4. Fees and Third-Party Services
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Pebbles may integrate on/off-ramp services provided by third parties. These services may charge fees and require KYC.
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Your use of third-party services is governed by their terms and privacy policies.
5. Privacy
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We collect and use your data in accordance with our Privacy Policy.
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By using the Services, you consent to the practices described therein.
6. Creator Tipping and Donations
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Pebbles enables creator tipping and voluntary donations.
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Users are solely responsible for deciding whether and to whom to send funds.
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Pebbles does not provide refunds or reverse transactions.
7. Prohibited Activities
You agree not to:
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Use the Services for unlawful purposes or to violate any law or regulation
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Engage in fraud, impersonation, or phishing
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Upload or transmit viruses or malicious code
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Interfere with or disrupt the Services
8. Intellectual Property
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The Pebbles name, logo, and associated content are the property of StoneBit Ltd.
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You may not copy, modify, or distribute our content without written permission.
9. Disclaimers
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The Services are provided “as is” and without warranties of any kind.
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Pebbles disclaims all warranties, express or implied, including merchantability and fitness for a particular purpose.
10. Limitation of Liability
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To the maximum extent permitted by law, Pebbles shall not be liable for any indirect, incidental, or consequential damages.
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You assume all risks associated with your use of the Services, including financial loss or data loss.
11. Governing Law and Dispute Resolution
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This Agreement is governed by and construed in accordance with the laws of the British Virgin Islands.
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Any disputes arising out of or in connection with this Agreement shall be resolved through binding arbitration in the British Virgin Islands under the rules of a recognized arbitration institution.
12. Changes to this Agreement
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We may update this Agreement from time to time. Material changes will be posted in the app or on our website.
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Continued use of the Services after changes means you accept the updated terms.
13. Contact Us
If you have questions or concerns about this Agreement, please contact us at: